function set_Cookie()
    {
        document.cookie = "myurl=" + document.location.href + ";path=/";
    }

    set_Cookie();

        
document.write("<a href=\"javascript: startPop('/pls/cms/article_comments.add_comment?p_dopop=Y&p_content_id=1588740');\"><img src=/pics/addcomment.gif border=0></a></div></div>");
document.write("<div class=\"article_Comments\">USER COMMENTS >");
document.write("<h5>Rubbish</h5>");
document.write("Essentially, mandates keep clients’ overall objectives in mind and are designed to keep their portfolios on track through thick and thin. <br /><br />RUBBISH. <br /><br />Mandates are designed to milk you for as much as possible for as long as you can bear it. Unit trusts are the worst investment strategy, apart from retirement annuities. There is a reason most unit trust managers do not declare their fees in statements. Holding a unit trust will cost you at least 30% - 50% of your earnings per annum. The real kicker then comes when you actually want to cash in your money, because then you will get taxed on top of that and then there is inflation.<br /><br />If you have a long term strategy, buy shares and property steer clear of unit trusts, no wonder it takes you 20 years to get out a pittance with unit trusts, while fund managers dic k about on their yachts.<br /><br />Owning shares and property directly puts the money in YOUR account not your fund manager's and its as risky as holding unit trusts.. Fred");
document.write("</div>");