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USER COMMENTS >"); document.write("
limited Internet?
"); document.write("I have been with Capitec for over a year now, and they have Internet banking, and it works perfect. What is limited, I don't know, I can do all I want for a 125 ZAR once off fee.
I am extremely content with them, really
it really is uncomplicated banking.11,5 % interest added every end of the month, and always acces to all my money. what more could I wish for?
(sounds like I am working for them. lol
). Edward"); document.write("
Capitec
"); document.write("I've been with Capitec for over a year now, for me they represent the best option. Cheaper Debit card fees and finally an internet facility.. nqina dlamini"); document.write("
Capitec, African Bank, etc.
"); document.write("I've been hearing good things from these banks. But aren't they too small to last? I want to try them, but I'm scared.... Pine Pienaar"); document.write("
What do you benefit?
"); document.write("For R125, what exactly do you get From Capitec? The 11.5% interest rate won't really matter if you do not have money in your account. Here's what I get for a flat fee of R85 at Nedbank,

Unlimited internet baking

Debits from my account are all free, including purchases with my card at supermarket outlets.

Four free withdrawals from my own bank's ATM. You don't need that many withdrawals if you can rather swipe!
Plus you get a garage card linked to you current account facility at no extra charges, (toll gates, service stations, petrol)

Plus a host of things that you can check-out on their website. And nedbank does have a good service.. Greatness"); document.write("
Capitec Internet Banking fee
"); document.write("The R125 fee includes the cost of the key generator gizmo they give you to access your account. So far I am happy with the internet banking Capitic offers :). Trevor"); document.write("
Who else thinks these comments are faked?
"); document.write("so many people who have HEARD of Capitec? I bet they all come from the ad agency/PR company with the Capitec account.

Let's be honest, when have you ever heard a REAL person say a single nice thing about their bank. Bank services are universally dreadful and expensive. . Di"); document.write("
Go Banking
"); document.write("Anyone interested in really low fees, good service and excellent rates should check out GoBanking (www.gobanking.co.za) I've been with them for years. . Dean"); document.write("
Go Banking
"); document.write("Excellent...try it . Marklin"); document.write("
I am not a Capitec PR
"); document.write("I use the Centurion Mall Capitec branch for my \"in-person\" transactions and I am not their PR/Ad agency rep. They have a TV ad and all ,and all. I am also a bit scared about smaller banks going under (I was one of the SAAMBOU 20twenty clients....), as a result I have a FNB account as a \"back-up\".. nqina dlamini"); document.write("
Greatness - R85
"); document.write("Greatness, I am with Go Banking and Capitec and they 2 great banks which are regulated so the chances they go under is slim. If you had to check all that you do in a month it prob won't reach R85 a month.

Di Capitec and Go Banking are the cheapest around.....face the facts.. Michael"); document.write("
Capitec
"); document.write("Capitec's once-off fee of R125 is once-off as in once ever, not once a month, unless I am very mistaken. It basically covers the cost of the security tag they give you.

Check out their website (not the most inspiring I know) and look at their low and simple rate structure.

I'm not even a Capitec customer (yet).. Banker"); document.write("
Capitec
"); document.write("My banking with Capitec philosophy:
- Bank account used for salary pay-in.
- pay all bills
- pay all investments
- keep a low bank balance (no penalties)
- easy internet banking free
- bought a R125 security number generating token for internet banking

For a person just using a bank as a transfer tool, this is ideal. I cannot speak about it for business purposes.. Rashaad"); document.write("
Why should it cost anything...
"); document.write("Banking in the UK is free - HSBC dont charge for a thing...unless you go over your agreed credit limit which is fair in that case I guess.. Toopax"); document.write("
Bank charges
"); document.write("All banks employ maths wizards to calculate formulae on which to base their charges in order to extract as much money as they can. Once all things are considered, they basically all ripping us off. It's just in the packaging, marketing and targeting of client profiles. There is no such thing as \"free or cheap banking\". . David"); document.write("
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